Privacy Policy

Baiskoafu ("Baiskoafu", "we", "our", "us") operates the Baiskoafu website and the Baiskoafu mobile application ("Baiskoafu Services" or the "Services"). This privacy policy explains how we collect, use, and share your information when you use our Services. By using our Services, you are agreeing to our collection and use of your information as described in this Privacy Policy. Unless otherwise defined in this Privacy Policy, terms used have the same meaning as in our Terms and Conditions.

Information We Collect

The information we collect falls into three categories: (1) Information you provide us (2) Information we collect automatically (3) Information we get from third parties.

Information You Provide Us

When you use our Services, we ask for and collect certain information from you. We do this to comply with our legal obligations, to fulfill our contract with you, and to improve the Services delivered to you.

We collect personally identifiable information when you sign up for our Services. The personal information we collect includes:

Information We Collect Automatically

Besides the information we collect at the time of your registration, we automatically collect certain information when you engage with the application or use our Services.

The information we collect automatically includes:

Information From Integrated Services

Facebook and Google Authentication Information: You can sign into Baiskoafu through Facebook and Google. When you use these single-sign ons, you allow us to collect your username and encrypted password, and other information mentioned below:

Information from Third-Party Companies

We may employ third-party companies and individuals to facilitate our Service ("Service Providers") to provide the Services on our behalf (such as analyzing the performance of our Services) and perform Service-related tasks. These third parties have access to your personal information only to perform these tasks on our behalf and are obliged not to disclose or use it for any other purpose.

How We Use Your Information

We use the data we obtain from you and third-party sources for the following purposes:

Sharing Your Information

We may share the information we collect from you in situations and conditions described below:

Information Shared with Your Consent

We may share your information with third parties if you have allowed us to do so. We will disclose whether your information will be shared at the time of information collection. Please review the privacy policies of the concerned third parties to understand how your information will be used by them.

Information Shared with Service Providers

We share your information with companies or contractors we engage to improve the quality of our services. For instance, we may share your information with agencies for advertising, marketing, infrastructure and IT services. However, they are not authorized to use your information except for the purposes of our contract with them.

Information Shared For Legal Reasons

We may share your information with governments, law enforcement agencies, and courts in the following instances:

Transfer to Other Countries

Your information, including your personal data, may be transferred to and maintained on computers located outside your state, province, country or other governmental jurisdiction where the data protection laws may differ than those of your own jurisdiction.

If you are located outside the Maldives and choose to provide information to us, please note that we transfer the data, including your personal data to the Maldives and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Baiskoafu will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your personal data is made to another organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Links to Other Sites

Our Services may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies or practices of third-party sites or services.

Your Rights and Choices

You can ask for a copy of the personal information we hold on you. We retain this information as long as you use our Services. You can request for your personal information to be deleted at any time. However, we may have to retain it for a longer period based on our processing, legal, and security requirements.

Please note that we may reject requests for changes to your information if they are deemed unreasonable, such as when those changes involve extensive effort or are likely to expose us to any form of risk. We may also reject requests that are not legally binding on us. For any privacy-related questions and requests, you can contact us via our website, baiskoafu.com

Subscription 

Subscribing to Baiskoafu gives Baiskoafu app users privileged access to premium content. Baiskoafu app users who subscribe via In-App purchase options are eligible for a 3-day free trial during which period they can access all content on Baiskoafu for free. Premium access is limited to any two devices (mobile and TV) at a time for subscribed users. Once the free trial period is over, paid subscription will be automatically activated and users will be charged $11.99 per month. Baiskoafu app users who subscribe via Dhiraagu and BML will be given additional 3 days of free subscription when their initial subscription is activated. Subscription charges are NON-REFUNDABLE.

Baiskoafu subscription is valid for 30 days, starting from the date of subscription. Subscriptions made via Dhiraagu and In-app purchase options will automatically renewed unless the current subscription is cancelled before the the date of expiration.

If a user cancels their subscription before the end of the free trial period, they will still be eligible for the 3-day free trial offer and will not be charged. If a user cancels the existing subscription before it expires, the user will still have access to the premium content until the date of expiration.

Baiskoafu subscription can be activated through the following payment options:

  1. Dhiraagu: Baiskoafu app users with Dhiraagu phone numbers can subscribe for MVR199 via Dhiraagu Subscription portal on Baiskoafu Website baiskoafu.com. For prepaid numbers, the subscription payment will be deducted from phone balance and for postpaid numbers, subscription charge pf MVR199 will be added to the monthly phone bill. Subscriptions made via Dhiraagu is auto-renewed after 30 days, IF the current subscription is not cancelled/unsubscribed before the the date of exipiration. Each unique subscriber will be awarded extra 3 days of free subscription with their first subscription.
  2. Bank of Maldives Payment System: All Baiskoafu users have the opportunity to subscribe to Baiskoafu's services for MVR199 through the BML payment gateway system, which is accessible on the official Baiskoafu website at baiskoafu.com. Subscriptions made via BML will automatically renew if the user chooses the 'Pay and save card' option during the subscription process. Additionally, each unique subscriber will receive a bonus of an extra 3 days of free subscription time along with their initial subscription. It is important to note that subscriptions will be auto-renewed every 30 days unless the user cancels the subscription before the renewal date. These terms and conditions govern the subscription process and usage of Baiskoafu services via the BML payment gateway.
  3. mFaisa: All Baiskoafu users can subscribe for MVR199 via m-Faisaa payment gateway system. This payment option can be accessed from Baiskoafu website baiskoafu.com. Subscriptions made via m-Faisaa will not be auto-renewed. Each unique subscriber will be awarded extra 3 days of free subscription with their first subscription.
  4. Google Playstore In-App purchase: Android mobile users can subscribe for USD11.99 via Google Playstore In-App purchase. Each unique subscriber will be eligible for 3-day free trial period. If the subscription is not cancelled in the 3-day- Free trial period, subscriber will be charged USD11.99 after the free trial period, and the subscription will be activated for 30 days. In-app subscription will be auto-renewed after 30days, IF the current subscription is not cancelled/unsubscribed before the the date of exipiration.
  5. iOS In-App purchase: iOS users can subscribe for USD11.99 via AppleStore In-App purchase. Each unique subscriber will be eligible for 3-day free trial period. If the subscription is not cancelled in the 3-day- Free trial period, subscriber will be charged USD11.99 after the free trial period, and the subscription will be activated for 30 days. In-app subscription will be auto-renewed after 30days, IF the current subscription is not cancelled/unsubscribed before the the date of expiration.

Security

We take reasonable and appropriate physical, technical, and administrative measures to protect your information against loss, theft, misuse, unauthorized access, and modification. At the same time, we cannot guarantee complete security of the data transmitted over the Internet. We recommend that you use a strong and unique password for your account, monitor its use, and sign off whenever you stop using our Services.

Changes to this Policy

We may update our Privacy Policy from time to time. The new Privacy Policy will be updated on this page with the "Last amended" date below. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

We at Baiskoafu care about your privacy. If you have any questions or complaints about this Privacy Policy, please do send us to support@baiskoafu.com